Located on 189 Julia Lane in Toccoa, this 3-BR, 1-BA home is not part of a subdivision and comes without mandatory HOA fees. Thoughtfully planned, the interior provides 1,200 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.38 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. The location provides quick access to Toccoa amenities while offering the flexibility of living outside a subdivision with no required HOA. After roughly 134 days on the market, this home remains a strong option in the area. At $235,000, this home is well positioned for buyers seeking value in Toccoa.